RisIQ

Predict risks. Protect portfolios.

Trusted by growing businesses nationwide

  • Anand Rathi
  • Julius Bär
  • Equirus
  • InCred Capital
  • Tata Capital
  • Comfort Fincap
  • Saraswat Bank

Empower faster, smarter lending decisions without compromising risk across retail, MSME, and specialized lending

AI-Powered Risk Scoring

Transform underwriting with AI-driven risk intelligence. Improve portfolio quality while balancing growth, compliance, and profitability.

Risk scoring control showing configurable portfolio risk levels

Zero-Code Business Rules Engine

Configure eligibility, pricing, exposure, and approval rules without code, then deploy policy changes without engineering bottlenecks.

Modular business rules architecture

Real-Time Decisioning

Make instant decisions with real-time data and intelligent decision engines. Accelerate approvals, improve experience, and reduce delays.

Real-time financial portfolio monitoring dashboard

Policy Simulation & Testing

Validate business rules and lending strategies before implementation. Reduce implementation risk while improving outcomes and compliance.

Risk policy simulation and testing dashboard

Integrated Data Orchestration

Connect, enrich, and synchronize data across your lending ecosystem. Accelerate decisions with automated data orchestration and validation.

Integrated lending data orchestration workflow
Why RisIQ

AI-powered risk scoring with a configurable rules engine for fast, and consistent credit decisions

Risk scoring interface showing risk gauge from Low to High
Data visualisation — blue bar chart analytics
Data visualisation — orange growth analytics chart
Blend AI-driven scoring with rule-based governance to ensure decisions are both predictive and policy-compliant.
Empower risk teams to modify rules independently — reducing IT cycles and accelerating policy deployment.
Handle high transaction volumes with consistent performance and real-time responsiveness.
Deliver unified decisioning across web, mobile, partner, and assisted journeys.
Use performance analytics and feedback loops to refine credit strategies and improve approval quality over time.
Compliance & Security

Strengthen underwriting without slowing growth and regulatory alignment

Built to meet industry-standard compliance requirements, ensuring trust, security, and regulatory readiness

Structured audit trails for every decision

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Discover how SwiffyLabs can transform your risk and decisioning capabilities