Dropline Overdraft (DLOD)

Power flexible credit with structured repayment

Flexible Usage. Structured Repayment. Better Control.

Business customer using the SwiffyLabs Dropline Overdraft platform
Dropline overdraft available-limit summary

Trusted by growing businesses nationwide

  • Anand Rathi
  • Julius Bär
  • Equirus
  • InCred Capital
  • Tata Capital
  • Comfort Fincap
  • Saraswat Bank
Benefits

A unique credit facility that offers several advantages over traditional loans

For Lenders

  • Reach new customer cohorts
  • Maximise sales productivity
  • Offer a new-age credit product

For Customers

  • Access a super-flexible product
  • Reduce borrowing costs
  • Build financial discipline
Core Features

Enable flexible credit based on evolved needs of the market

Quick Sanction

Sanction funds immediately up to a pre-approved limit.

On-Demand Collateral

Offer secured or unsecured credit based on customer history.

Flexible Repayment

Offer flexibility across repayment tenure and amount.

Fully Configurable

Configure repayment schedules, back-date handling, multiple drawdowns, limit management, and more.

How it works?

Dropline overdraft sanctioned-limit and available-balance screen
Flexible withdrawal screen for an approved overdraft limit
Contact us

Launch DLOD with SwiffyLabs

Offer flexible dropline overdraft loans today.