Point-of-Sale Loan Origination
Enable loan applications directly at checkout through merchant or digital channels.
Consumer Durable Loan (CDL)
Enable structured credit at the point of sale.
Manage every in-store transaction with speed, control, and compliance
Trusted by growing businesses nationwide
- Anand Rathi
- Julius Bär
- Equirus
- InCred Capital
- Tata Capital
- Comfort Fincap
- Saraswat Bank
Core Features
Enable financial institutions to originate and manage consumer durable loans across merchant networks and retail environments.
Flexible Repayment Structures
Configure loan tenures, repayment schedules, and interest models.
Fully Digital
Fully online process, reducing operational overhead and expenses.
Instant Credit Decisioning
Automate eligibility checks and loan approvals during the purchase process.
Merchant Network Integration
Support financing across retail partners and merchant ecosystems.
Loan Servicing Infrastructure
Manage repayments, account servicing, and operational workflows after loan disbursement.
SwiffyLabsDifferentiators
Checkout-Integrated Lending
Embed consumer financing directly into merchant checkout journeys across assisted and digital channels.
Payment Suite Integrated
Access a suite of payment aggregator capabilities on demand.
Operations AutoPilot
Opt in to multiple value-added services for seamless operations.
How it works?
Pick Your Product
Select the item you want to finance.
Verify Your Details
Provide your personal and employment details.
Swiffy Products
Experience the comprehensive range of products
LOS: Loan Origination System
Originate loans faster with AI-driven workflows and automated decision-making
LMS: Loan Management System
Automate lending operations with speed, accuracy, compliance, and unmatched scalability
CMS: Collateral Management System
Optimize collateral management with real-time visibility, automation, and intelligent monitoring
RMS: Risk Management System
Strengthen portfolio resilience through predictive risk analytics and automated controls
Contact us
Launch Point-of-Sale Financing with SwiffyLabs
Offer consumer durable loans through infrastructure designed for retail financing and merchant ecosystems.
