Our Loan Against Securities (LAS) product features real-time evaluation of pledged securities and dynamic adjustments to loan limits and collateral requirements based on market values. It supports both maker-checker and automated workflows, ensuring effective risk management and lender protection.

Tailor the loan process to fit your clients’ needs with a flexible, app/web-based interface that allows for easy reordering and customization. Pledging before KYC ensures that customers see the exact amount they’ll receive upfront, reducing drop-offs. Simple withdrawal, repayment, and pre-closure processes ensure ease of use. A 100% digital journey guarantees a seamless user experience.

Manages limit approval, renewal, top-up, expiry, and history comprehensively for both credit lines and term loans. Supports flexible interest rates and various fee calculation methods, ensuring adaptability to diverse financial products.

Streamline the pledging process with a pre-integrated digital workflow, making it quick and easy for customers to unlock liquidity from their investments.Our system handles un-pledge and liquidation of funds efficiently, as well.

Our dynamic risk monitoring dashboard and automated loan shortfall monitoring ensure proactive risk management. Fund-level LTV configuration and comprehensive limit management (approval, renewal, top-up, expiry, history) provide effective financial oversight.